✅ FHA Loan: Live in the home for 1 year, 580 credit score, 2 years of employment, have money for the down payment

✅ FHA 203K Loan: Perfect for fixer-uppers, finance both the home and renovations in one loan

✅ VA Loan: 0% down payment, no minimum credit score, live in the home for 1 year, 2 years of income

✅ USDA Loan: 620 credit score, 0% down payment for homes outside metro areas

✅ Let’s not forget: Conventional Loan: As low as 3% down, 620 credit score, 2 years of employment

Which one fits your situation best?

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