Why Use a Broker?
Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.
Wider Access to Lenders & Loan Options
Mortgage brokers partner with multiple lenders, which can provide access to a broad range of loan options at the most competitive price.
Save Time, Reduce Hassle
Instead of contacting several lenders individually, your broker coordinates the process for you. We help gather your documentation, review your options, and communicate with the chosen lender on your behalf.
Professional Guidance at Every Step
Mortgage brokers stay informed about current guidelines, products, and documentation requirements. We review your goals and financial profile, explain the pros and cons of different loan options, and help you understand how each choice may affect your monthly payment, cash to close, and long-term financial plans.
What is Mortgage Broker?
A mortgage broker is an independent real-estate financing professional who specializes in the origination of residential mortgage loans
By combining professional expertise with direct access to hundreds of loan products, your broker provides the most efficient way to obtain financing tailored to your specific financial goals.
Our Agents
Search through the wholesale market and have access to hundreds of lenders to find you the most competitive financing terms available and have access to products not everyone does.
Our team is independent of directly working for a single lender and have (on average) as many as 100 lenders at any one-time.
What Do Mortgage Brokers Do?
In the home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind.
One of the broker’s most important functions is escorting your loan application through the entire process, they are you single contact throughout the process, constantly patrolling the component transactions for possible breakdowns.
Brokers Handle the Details!
A professional mortgage broker can wade through the mountains of rate data and program options, simplify underwriting, and research current market conditions to find the most accurate and up-to-date information about cost-effective loan options.
There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.
A mortgage broker also:
- Has access to hundreds of wholesale lenders to find the most competitive loan and options tailored to your needs
- Discusses and explains financing program options
- Informs you, in writing, of lock-in options
- Explains all documents of the loan application
- Explains all associated costs of the loan application
- Explains the disbursement of all loan applications
- Explains the loan process, from application to closing
- Provides you with a loan estimate of cost and fees
- Communicates with you throughout the loan process in a timely manner
- Coordinates the final closing of your transaction
Tools That Will Help You Along The Way
